Personal Finance

Target’s Best Sale of the Year Is This Weekend Only

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Target’s best sale of the year wasn’t on Black Friday or Cyber Monday.

This year it falls on Dec. 4 and Dec. 5 — this weekend — when Target gift cards are 10% off in stores and online.

That might not sound like much of a deal at first, but hear me out.

If you stock up on Target gift cards this weekend and then use them when you shop at the beloved retailer throughout the year, you will effectively save 10% on everything you buy at Target through the holidays and into the new year.

And if you use your 10%-off cards to buy something that’s already on sale — say, 25% off — you will get it even cheaper than the sale price. You’ll effectively pay three-fourths of the retail price — minus an additional 10%.

Of course, you can also give your discounted Target gift cards as presents. In fact, WalletHub has ranked them among the best gift cards to give for the holidays. Plus, the recipient won’t know you bought the card on sale unless you divulge that.

The fine print

Here is everything else you need to know to take advantage of Target’s best sale of the year:

  • You need a Target Circle account to take advantage of the discount. (Target Circle is the retailer’s loyalty program, which you can join for free.)
  • You can buy up to $500 worth of gift cards per Target Circle account at the discounted price. If you exceed that limit, your purchase may be voided.
  • The 10% discount is available for one transaction. So, if you want to buy multiple gift cards and get them all for 10% off, you must buy them all at the same time, in a single transaction.
  • Gift cards cannot be returned.

The fine print also says, “Quantities limited; no rainchecks.” So, don’t wait until Sunday night to take advantage of this sale.

For more ways to save on Target cards, check out “5 Ways to Get Target Gift Cards for Free.”

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