Personal Finance

The Best T-Mobile Plans Starting in 2022

T-Mobile is poised to to begin 2022 as the best wireless carrier. Currently, T-Mobile offers more 5G coverage than any other carrier, and until that fact changes, T-Mobile has a huge leg up on the competition.

After all, if you got a brand-spankin’ new 5G-ready phone for Christmas, you don’t want to waste its potential on a 4G network. Along with the 5G coverage, T-Mobile’s cellphone plans offer sweet perks like Netflix subscriptions and free in-flight texting.

Here are the best T-Mobile cellphone plans going into 2022:

  • Best unlimited plan: Magenta Max
  • Best family plan: Magenta Family Plan
  • Best prepaid plan: Simply Prepaid Unlimited Plus Plan

Best Unlimited Plan: Magenta Max

The best T-Mobile unlimited plan is also the most expensive plan, but there are enough perks to justify the price for most folks. You get unlimited data, unlimited talk and unlimited text (of course), but you also get guaranteed high-speed data with no data caps.

Most carriers (cough Verizon and AT&T cough), enforce data caps even on premium cellphone plans. With T-Mobile’s Magenta Max, you can use as much data as you want without ever experiencing any annoying slow-downs.

That especially comes in handy with T-Mobile’s 5G network, because you can burn through data much more quickly.

You also get 40GB of high-speed mobile hotspot data every month, which matches the hotspot data allotments from the premium AT&T and Verizon plans.

With that much hotspot data, you can easily work remotely from basically anywhere you have service. You can also enjoy in-flight Wi-Fi and texting for free.

And the cherry on top is the free basic Netflix subscription that comes with your cellphone plan. On its own, Netflix costs $8.99 a month, so if you’re already a Netflix subscriber, you can cancel your Netflix account and use that extra $9 a month to pay for your cellphone bill.

Best Family Plan: Magenta Family Plan

The Magenta T-Mobile unlimited plan costs $70 a month on its own, but if you get a family plan with at least four lines, that rate cuts in half to $35 a month per line.

Seriously, if you aren’t on a family cellphone plan, then with all due respect, you’re kind of doing it wrong.

You don’t even need to convince your flesh-and-blood family to get it done, you can also get in on a family plan with your friends, roommates, or even friendly strangers online (be careful of that one, though).

Once you’ve got your family plan sorted out, here’s everything you get for $35 a month with the Magenta plan:

  • Unlimited talk, text, data
  • 100GB high-speed data cap
  • 5GB high-speed mobile hotspot data
  • Standard Netflix subscription (upgraded from Basic with two or more lines)
  • Excellent 5G coverage

Not bad for $35 a month. Regardless of what T-Mobile plan you choose, you stand to save a ton of money by going with a family plan. Check out the cost breakdown for T-Mobile family plans with four lines:

Best Prepaid Plan: Simply Prepaid Unlimited Plus

Going the prepaid route with T-Mobile can cut down your cellphone bill every month. The tradeoff with prepaid plans basically boils down to a cheaper cellphone plan, but you don’t get the same amount of perks that come with a traditional plan.

For example, you can’t finance a cellphone on a prepaid cellphone plan, nor do you get any free Netflix subscriptions. But you do get a solid unlimited plan for $60 a month.

You still get 10GB of mobile hotspot data, which is an incredibly rare thing to find amongst prepaid cellphone plans. You get the same 50GB data cap that you would get on the Essentials plan, but you’re paying $5 a month less.

The Simply Prepaid Unlimited Plus makes the most sense for people who want to trim down on their cellphone bill and don’t really care about perks like Netflix or international calling.

If you want an even cheaper bill, there’s another unlimited T-Mobile prepaid plan that costs $50 a month, which is essentially the same thing as the Plus option sans the mobile hotspot data.

Other Cellphone Plans on T-Mobile’s Network

If you want to get on T-Mobile’s network without having to pay T-Mobile prices, you can choose a prepaid carrier that operates on the same network.

These prepaid carriers, otherwise known as mobile virtual network operators or MVNOs, piggyback onto the networks from the major carriers, but charge much less for cellphone plans.

The main drawback is that your data speeds can be throttled and slow down if the network gets overly congested. Check out some of the most popular cellphone plans from MVNOs on T-Mobile’s network:

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.


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